Ngihlala kanjani ne-Apple Pay, futhi i-Apple Pay imahhala?

Ngiyikhokha kanjani i-apula

Isevisi yasebhange yedijithali ye-Apple Pay inikeza abasebenzisi indlela ephephile nelula yokwenza izinkokhelo ngama-smartphone namaphilisi abo.
Uma ufuna ukuqala ukusebenzisa le sevisi, ungalandela lezi zinyathelo:

1. Qiniseka ukuthi idivayisi yakho isekela i-Apple Pay: Ngaphambi kokuthi uyisebenzise, ​​udinga ukwenza isiqiniseko sokuthi idivayisi yakho iyahambisana nale sevisi.
   Ungahlola lokhu ngokuya kokuthi “Izilungiselelo” bese uchofoza ku-“Wallet & Apple Pay” ukuze ubone ukuthi ingenziwa isebenze.
2. Vula i-Apple Pay: Uma usuqinisekile ukuthi idivayisi yakho iyahambisana, vula i-Apple Pay ngokungeza amakhadi akho okukhokha kuhlelo lwayo lokusebenza.
   Ungakwenza lokhu ngokulandela imiyalelo enikezwe uhlelo lokusebenza yokwengeza amakhadi.
3. Khetha ikhadi elibonakalayo: Uma usungeze ikhadi lakho lokukhokha ku-Apple Pay, khetha ikhadi elizenzakalelayo ozolisebenzisa ukuze ukhokhe.
   Ungakwazi ukulawula ukuthi yiliphi ikhadi elizoba ikhadi lakho lokukhokha eliyinhloko ngokuya kokuthi “Izilungiselelo,” ngokuthepha okuthi “Wallet & Apple Pay,” bese ukhetha “Ikhadi Elizenzakalelayo.”
4. Sebenzisa i-Apple Pay: Manje, uzokwazi ukusebenzisa i-Apple Pay ukwenza izinkokhelo ezitolo nakuzo zonke izinhlelo zokusebenza ezisekelwayo.
   Uma usulungele ukukhokha, vula uhlelo lokusebenza lokukhokha kudivayisi yakho bese usetha i-iPhone yakho ukuthi ixhume kudivayisi yokukhokha noma thayipha iphasikhodi yakho uma uthenga ku-inthanethi.

I-Apple Pay yachaza

I-Apple Pay ithathwa njengenye yezindlela zakamuva zokukhokha nge-elekthronikhi ezinikezwe i-Apple.
Le sevisi ishintsha ama-smartphones namathebulethi e-iOS abe amathuluzi okukhokha afanelekile navikelekile.
Ngenxa ye-Apple Pay, abasebenzisi bangakwazi ukukhokha futhi bathenge kalula, kungakhathaliseki ukuthi bakuphi.

Le sevisi ivumela abasebenzisi bayo ukuthi bamane baxhumanise amakhadi abo asebhange, amakhadi esikweletu nawemali ku-akhawunti yabo yomuntu siqu kumaselula abo.
Umsebenzisi angakhetha elinye lamakhadi akhe akhona, futhi inqubo yokukhokha yenziwa kalula futhi kalula ngokuskena izigxivizo zeminwe noma ngokufaka iphasikhodi eyimfihlo.
I-Apple Pay iphinde inikeze ubuchwepheshe be-Smart Sensor obutholakala esizukulwaneni se-iPhone XNUMX nangaphezulu, okwenza abasebenzisi bakwazi ukwenza izinkokhelo ngokumane badlulise amafoni abo kubafundi abatholakala ezitolo.

Esinye sezici ezinhle ze-Apple Pay ukuthi ihlinzeka ngamazinga aphezulu okuphepha nokuvikelwa kokuthengiselana kwezezimali.
Idatha yokukhokha ibethelwe futhi igcinwe ngokuvikelekile kudivayisi, futhi imininingwane yekhadi lasebhange ayabiwa nabathengisi noma izitolo okuthengwa kuzo.
I-Apple Pay futhi ayigcini imininingwane yezezimali kumaseva wamafu, okwandisa ukugcinwa kuyimfihlo kolwazi.

I-Apple Pay ingasetshenziswa emazweni amaningi emhlabeni jikelele, futhi ziyanda izinkampani ezisekela le sevisi.
Kwanele ukuthi umsebenzisi aphathe umakhalekhukhwini wakhe futhi afune uphawu lwe-Apple Pay ezitolo ukuze akwazi ukukhokha kalula.
Ukutholakala kwale sevisi kuyisevisi ebaluleke kakhulu yabathandi bobuchwepheshe be-Apple abafuna ulwazi lokukhokha olulula noluvikelekile ngaphandle kokubhekana ngqo nemali yephepha noma amakhadi esikweletu.

Ingabe i-Apple Pay imahhala?

• Ngeshwa, i-Apple Pay ayimahhala.
  Ukubhalisa nokusebenzisa le sevisi kudinga ukukhokhwa kwemali ethile.
  Nokho, izindleko zingahluka kuye ngezwe kanye nohlobo lwezinsizakalo ezisetshenziswayo.
• Abasebenzisi bangafinyelela ku-Apple Pay ngohlelo lokusebenza lwebhange olusekela le sevisi.
  Lapho usebenzisa Isevisi, izinkokhelo ezengeziwe zingase zifake isicelo semisebenzi yemali noma ukudluliselwa kwebhange.
• Kubalulekile ukuhlola izinkokhelo ezisebenza ezweni lakini ngaphambi kokusebenzisa le sevisi, ukuze ugweme noma yikuphi ukushaqeka okungalindelekile ku-akhawunti yakho yasebhange.
  Kungase futhi kube nemali ekhokhwa nyanga zonke esetshenziswayo ekusebenziseni i-Apple Pay kuye ngenqubomgomo yebhange langakini.
• Ukwengeza, kufanele uqaphele ukuthi ezinye izitolo namawebhusayithi angakhokhisa imali eyengeziwe yokuthenga lapho usebenzisa i-Apple Pay njengendlela yokukhokha.
  Abasebenzisi kufanele bakuqaphele lokhu ukuze bagweme izimanga ezingajabulisi lapho beqeda ukuthenga ku-inthanethi besebenzisa le sevisi.
• Ngokuvamile, abantu kufanele babuyekeze imigomo nemibandela ye-Apple Pay futhi bajwayelane nezindleko ezisebenzayo nezinqubomgomo zezezimali ezibekwe isikhungo sezezimali esinikeza isevisi ngaphambi kokuqala ukuyisebenzisa.

Uyini umkhawulo wansuku zonke we-Apple Pay?

I-Apple Pay ingenye yezindlela ezilula nezivikeleke kakhulu zokwenza imali ngama-smartphone namathebulethi akwa-Apple.
Le sevisi ivumela abasebenzisi ukuthi bakhokhe kalula nangokushesha ngokulayisha amakhadi esikweletu noma edebhithi esikhwameni sabo sedijithali kumafoni we-Apple.
Kepha abanye bangazibuza ngomkhawulo wansuku zonke wokukhokha usebenzisa i-Apple Pay.

Imikhawulo yansuku zonke yezinkokhelo nge-Apple Pay iqala cishe ku-$1000 e-USA.
Abasebenzisi bangakhuphula umkhawulo wansuku zonke uma kudingeka ngokulungisa izilungiselelo nokuqinisekisa i-akhawunti yabo yasebhange exhunyiwe.
Imikhawulo yansuku zonke yemisebenzi yokukhokha kwamanye amazwe iyahlukahluka ngokuya ngemithetho nemithetho yendawo kanye nemithetho yamabhange abamba iqhaza kusevisi.
Ngakho-ke, kungcono kubasebenzisi ukuthi bahlole imikhawulo yansuku zonke evunyelwe ezweni labo ukuze baqinisekise ukuthi ngeke beqe imikhawulo esemthethweni necacisiwe.

Ngaphandle kwemikhawulo yansuku zonke, i-Apple iqinisekisa ukugcinwa kuyimfihlo okukhulu nokuvikeleka kwemininingwane yomuntu siqu neyezezimali yabasebenzisi abasebenzisa i-Apple Pay.
Ibhala ngemfihlo futhi lenze idatha ebucayi yezezimali ingasasebenzi lapho kwenziwa imisebenzi ukuze kuqinisekiswe ukuthi ayidluliselwa kunoma iyiphi inkampani yangaphandle engagunyaziwe.
Ubunikazi bezinto ezimbili zomsebenzisi (ubuso noma izigxivizo zeminwe) benza inqubo yokukhokha ivikeleke futhi ivikeleke kakhulu.

Iphume nini i-Apple Pay?

I-Apple Pay yethulwa ngabakwa-Apple ngo-2014. Yaqala ukumenyezelwa engqungqutheleni yonjiniyela yaminyaka yonke ye-Apple.
Ngawo lowo nyaka, isevisi yethulwa kubasebenzisi base-United States of America ngo-Okthoba 20.
Kusukela lapho, insizakalo iye yadlula entuthukweni eminingi kanye nentuthuko eqhubekayo, futhi iye yanda ukuze ihlanganise amazwe nezifunda eziningana emhlabeni jikelele.
I-Apple Pay isiphenduke enye yezindlela eziyinhloko zokukhokha kwedijithali kanye nesikhwama semali ebonakalayo esisetshenziswa izigidi emhlabeni jikelele.

Ngikhokha kanjani ngeselula?

• Izicelo zebhange: Ungadawuniloda izicelo zamabhange akho bese ubhalisa i-akhawunti yakho kuzo.
  Kulezi zinhlelo zokusebenza uzothola izinketho eziningi zokukhokha ezitholakalayo, njengokudlulisa imali noma ukukhokha abathengisi abanenkontileka nebhange lakho.
  Izicelo eziningi zebhange zivikeleke kahle futhi zinikeza izinga eliphezulu lokuphepha kokwenziwe kwakho.
• Izinhlelo zokusebenza ze-E-wallet: Ziningi izinhlelo zokusebenza ze-e-wallet ezitholakalayo, njenge-Apple Pay, i-Google Pay, ne-Samsung Pay.
  Lapho ubhalisa amakhadi akho esikweletu noma edebhithi kulezi zinhlelo zokusebenza, uzokwazi ukusebenzisa ifoni yakho ukukhokha ezitolo ezisekela lawa masevisi.
  Landa uhlelo olufanele lwedivayisi yakho bese ulandela izinyathelo zokuxhumanisa ikhadi lakho bese uqala ukukhokha ngeselula.
• Izinsizakalo Zokukhokha Kwedijithali: Kukhona nezinsizakalo zokukhokha zedijithali ezifana ne-PayPal, i-Venmo, i-Alipay, nezinye.
  Ungabhalisa i-akhawunti ngalawa masevisi futhi uwaxhumanise namakhadi akho, bese ungakhetha abamukeli noma izitolo ofuna ukukhokha kuzo imali.

Ngiyenza kanjani i-Wallet isebenze?

Siyajabula ukukunikeza lonke ulwazi oludingayo ukuze ufunde ukuthi ungenza kanjani iphothifoliyo yakho.
Isikhwama siyithuluzi elibalulekile elikusiza ukuthi ugcine futhi uphathe izimali zedijithali ezifana ne-Bitcoin, i-Ethereum, nezinye.
Ukuze uqale ukudala isikhwama sakho semali, landela lezi zinyathelo:

1. Sesha inkundla yesikhwama semali: Kunezinkundla eziningi ezahlukene ezihlinzeka ngezinsiza zesikhwama semali.
   Cwaninga bese ukhetha inkundla ehlangabezana nezidingo zakho.
2. Ngena ngemvume noma dala i-akhawunti entsha: Uma ukhethe inkundla efanelekile, kufanele ungene ku-akhawunti yakho ekhona (uma usunayo kakade) noma udale i-akhawunti entsha uma uqala ekuqaleni.
3. Qinisekisa ubuwena nokuvikeleka kwe-akhawunti yakho: Ukuze uvikele izimali zakho zedijithali, uzodinga ukuqinisekisa ubuwena lapho udala i-akhawunti entsha.
   Ungase udinge ukunikeza ulwazi lomuntu siqu futhi wenze izinyathelo zokuphepha zisebenze njengokusetha ikhodi yokudlula kanye nekheli le-imeyili eliqinisekisiwe.
4. Hlola i-wallet interface: Ngemva kokungena ku-akhawunti yakho, hlola isixhumi esibonakalayo se-wallet.
   Ungathola izibonisi ezibonisa ibhalansi yakho yamanje kanye nemisebenzi etholakalayo yokuthumela nokwamukela.
5. Engeza i-cryptocurrencies: Ukuze uqale ukusebenzisa isikhwama sakho semali, engeza ama-cryptocurrencies ofisa ukuwagcina.
   Ungase udinge ukufaka amakheli ewalethi edijithali noma okhiye abayimfihlo.
6. Thumela futhi wamukele: Ngemva kokwengeza ama-cryptocurrencies ayintandokazi yakho, usungakwazi manje ukusebenzisa isikhwama ukuthumela nokwamukela.
   Ungacacisa inani ofisa ukulithumela noma ukulithola, futhi uqinisekise ukuthengiselana usebenzisa imiyalo etholakala kusixhumi esibonakalayo sesikhwama.

Kungani ngingakwazi ukwengeza ikhadi ku-Apple Pay?

Uma umsebenzisi enobunzima bokwengeza ikhadi ku-Apple Pay, kungaba nezizathu ezimbalwa zalokhu.
Kungase kube nenkinga ngoxhumo noma ulwazi olunikeziwe, noma umsebenzisi angase abhekane nemikhawulo ethile emvimbela ukuba engeze ikhadi lakhe.
Nazi ezinye izimbangela zale nkinga:

• Ukuntuleka kombhalo wosekelo owanele: Umsebenzisi angase adinge ukubuyekeza isistimu yokusebenza yedivayisi yakhe ukuze ihambisane ne-Apple Pay.
  Kufanele aqinisekise ukuthi uyalanda futhi afake inguqulo yakamuva ukuze athole ukwesekwa okufanele.
• Ulwazi olungalungile: Kubalulekile ukuthi umsebenzisi afake imininingwane eyiyo lapho engeza ikhadi lakhe ku-Apple Pay.
  Ukufaka ulwazi olungalungile noma olungahambisani nolwazi olunikezwe ibhange kungase kubangele ukuthi inqubo yokwengeza ingaphumeleli.
• Inkinga yokuxhumana: Kungase kube nenkinga ngokuxhumeka kwe-inthanethi kwedivayisi, okuthinta ikhono lomsebenzisi lokwengeza ikhadi lakhe ku-Apple Pay.
  Umsebenzisi uyalulekwa ukuthi ahlole uxhumano lwakhe lwe-inthanethi bese uzama futhi ngemva kwesikhathi.
• Imikhawulo yekhadi: Amanye amakhadi angase angasekelwe yi-Apple Pay, noma kungase kube nemikhawulo ebekwe ibhange ekusebenziseni le sevisi.
  Umsebenzisi kufanele athinte ibhange lakhe ukuze aqinisekise ukuthi ikhadi livumelekile futhi liyakwazi ukusebenza ne-Apple Pay.
• Ukusebenzisa idivayisi engasekelwe: Inkinga ingase ibe ukuthi idivayisi yomsebenzisi ayisekelwe yi-Apple Pay.
  Umsebenzisi kufanele ahlole izidingo zesistimu zohlelo futhi aqinisekise ukuthi idivayisi yakhe iyahambisana.

Imaphi amazwe asekela i-Apple Pay?

I-Apple Pay ingenye yezindlela ezivikeleke kakhulu nezilula zokwenza ukuthengiselana ngezimali ngogesi.
Kuye kwamukelwa kabanzi emazweni amaningi emhlabeni jikelele.
Phakathi kwamazwe asekela i-Apple Pay:

• I-United States of America: I-United States ingenye yezimakethe ezinkulu ezisekela i-Apple Pay.
  Lapho, abasebenzisi bangasebenzisa i-Apple Pay ezitolo, ezindaweni zokudlela, ezinhlelweni zokusebenza nakumasayithi aku-inthanethi.
• I-United Kingdom: I-United Kingdom ingelinye lamazwe ahamba phambili ekwamukeleni ubuchwepheshe bezezimali.
  Abasebenzisi base-UK banelungelo lokusebenzisa i-Apple Pay ezitolo eziningi, ezindaweni zokudlela nezinhlelo zokusebenza.
• E-Canada: Kusukela ngo-2015, abasebenzisi e-Canada bangasebenzisa i-Apple Pay ezitolo, ezindaweni zokudlela, nasezinhlelweni zokusebenza ezabiwe.
• E-Australia: Abantu base-Australia manje bangakwazi ukwenza imisebenzi yezezimali besebenzisa i-Apple Pay ezindaweni eziningi ezihlukene, okuhlanganisa izitolo, amabha kanye nezindawo zokudlela.
• I-United Arab Emirates: I-Apple Pay yethulwa e-United Arab Emirates ngo-2017, futhi isevisi isiyatholakala ukuze abasebenzisi benze imisebenzi kalula ezindaweni eziningi ezahlukene.

Inkinga yokukhokha ye-Apple Pay

Inkinga yokukhokha ohlelweni lwe-Apple Pay iphakathi kwezinkinga abasebenzisi ababhekana nazo futhi ibabangela ukuphazamiseka okukhulu.
Kungase kube nokubambezeleka kwenqubo yokukhokha noma ukwehluleka kwayo okuphelele, okuthinta ulwazi lomsebenzisi, okuvimbela inqubo yokuthenga noma yokukhokha, futhi kungase kuholele ekutheni inqubo ikhanselwe unomphela.

Ezinye zezinkinga ongahlangabezana nazo uma usebenzisa i-Apple Pay zifaka:

1- Inqubo yokukhokha ebambezelekile: Abanye abasebenzisi bakhala ngenqubo yokukhokha ebambezelekile lapho bezisebenzisa nezinhlelo ezithile zokusebenza noma ngesikhathi senqubo yokuthenga online.
Umsebenzisi angase adinge ukuzama izikhathi ezimbalwa ngaphambi kokuthi inqubo iqedwe ngempumelelo.

2- Ukwehluleka kwenkokhelo: Kunezimo lapho inqubo yokukhokha ku-Apple Pay ingazinzi futhi abasebenzisi bangakwazi ukuqedela inqubo yokuthenga.
Ikhadi lasebhange lilayishiwe kodwa okwenziwayo akwamukelwa ngendlela efanele, okudinga ukubheka ezinye izindlela zokuqedela inkokhelo.

3- Izindleko eziphakeme zokukhokha: Amanye amakhadi asebhange angase abhekane nezindleko eziphezulu uma esetshenziselwa izinkokhelo nge-Apple Pay.
Lokhu kungaba yisiphazamiso kubasebenzisi, ikakhulukazi uma benza izinkokhelo eziningi ngesikhathi esifushane.

Ingabe i-Apple iphephile?

I-Apple Pay ingenye yezindlela eziphephe kakhulu zokwenza ukuthengiselana kwezezimali kuma-smartphone.
Le sevisi inikeza isixazululo esivikelekile nesilula kubasebenzisi ukuthi bakhokhele ukuthenga ku-inthanethi nasezitolo, lapho abasebenzisi bangajabulela khona izinzuzo zamakhadi esikweletu nobumfihlo ngaphandle kokuveza ulwazi lwabo siqu.

I-Apple Pay ithembele ku-NFC (Near Field Communication), ubuchwepheshe bokuxhumana okungenantambo obubethelwe obuvumela ulwazi lwezezimali nolwebhange ukuthi ludluliselwe ngokuphephile.
Ngenxa yesici se-Touch ID noma i-Face ID etholakala kumadivayisi e-Apple, abasebenzisi bangaqinisekisa ukuthengiselana kwezezimali ngezigxivizo zeminwe noma ubuso, okuthuthukisa izinga lokuphepha.

Ukwengeza, i-Apple Pay ayigcini noma yabelane ngolwazi lwekhadi lesikweletu labasebenzisi.
Esikhundleni salokho, kukhiqizwa ikhodi yabo yokuhlonza (ithokheni) esetshenziselwa ukwenza ukuthengiselana, ukunciphisa amathuba okugetshengwa kanye nokuntshontshwa kolwazi lomuntu siqu.

Ngaphezu kwalokho, i-Apple Pay isebenza ngokubethela kwebhange okusezingeni eliphezulu, okuvikela ukuthengiselana kwezezimali ekugetshengeni nasekukhwabaniseni.
Kuma-iPhone alahlekile noma antshontshiwe, abasebenzisi bangasebenzisa Imodi Yokukhiya noma Elahlekile ukuze bavikele ulwazi lwabo lwezezimali futhi bavale i-Apple Pay bekude.

Ngamafuphi, i-Apple Pay inezinyathelo eziningi zokuphepha ezithuthukile kanye nobuchwepheshe bempumelelo okwenza kube inketho ephephile yokwenza ukuthengiselana kwezezimali.
Ngenxa yokutholakala kwayo kumadivayisi amaningi we-Apple, abasebenzisi bangazuza kuyo kalula nangokuzethemba.